SR22 Insurance

What is an SR-22?

A SR-22 is a form required as proof of financial responsibility by the court or under state law for persons who have been convicted of various traffic violations, including DUI. A SR22 Filing is a document issued by an insurance co. removing the suspension placed by the DMV office on your driving privileges. The SR-22 document provides a guarantee to the state that an insurance co. has issued a liability auto policy for the person in question and that the DMV will be contacted if the insurance should lapse due to any reason. Insurance must be purchased before the SR22 goes into effect.

How long will a SR22 filing last?

Generally from 1 to 3 years, but may be extended.

How do I reinstate my license?

Obtain a copy of your driving record. Then contact your local DMV to find out what additional fines and fees you may need to pay. Then contact an insurance company online or by phone to get details on buying insurance and filing your SR-22. Not all insurance companies offer SR-22 insurance. You may need to do some research to find an insurer that specializes in highrisk drivers. The requirements for reinstating a license may vary from state to state.

Some insurers that offer High-Risk Auto Insurance can be found at InsureMe and Esurance.

Penalties for DUI by state can be found HERE.